Celebrating Valentine’s Day on a Budget

Valentine's Day is an expensive day, but you can still celebrate without going over your  budget.Knowing that Valentine's Day is around the corner now is the time to think ahead and work out a plan for the special day. You can set aside money now for Valentine's Day so when the day comes, you have the money you need to spend. Being organized and knowing what the plan is will stop you from over spending. Here are some reminders of things that are money "wasters" and suggestions to help you stay within your budget on Valentine's Day. Forget buying flowers especially roses as the prices are marked up for this special occasion. Another option would be to buy a potted plant. Potted flowers may not seem romantic, but they last longer and they can be re-planted into a garden. A heart-shaped box filled with chocolate is another expensive item. Are the chocolates more exquisite and more delicious in a heart-shaped box? You can decorate a regular box of chocolates with ribbon and … [Read more...]





17 Ways To Decrease Your Household Costs and Stretch Your Dollar

There are many ways you can cut costs to your home and stretch your dollar every month. Below are 17 tips you can start doing now to help get you on the road to frugal living!1. Turn down your thermostat when you're not home and when you're asleep at night. You can replace your current thermostat if it doesn't have a programmable timer.2. Run your dishwasher when it's full. You can opt to skip the heat dry feature.3. On your washing machine, choose warm/cold or cold/cold wash feature. Always remove lint from the lint catcher in your dryer before drying each load. It's also a safety precaution that your dryer doesn't catch on fire.4. Weather strip doorways and caulk windows to prevent heat loss. Go through your house and make repairs now and prepare your home before winter comes.5. Use a light timer when you know you won't be home to turn on the light.6. Turn off unnecessary lights in your home. Use a desk or table lamp. Install sensor lights outdoors.7. In … [Read more...]





Simple Ways to Save Money Right Away

There are many ways you can be frugal and still enjoy life. You don't have to be a cheapskate which is different than being frugal. Being frugal is living within your means. Frugal Living Tips Coupons If you haven't seen the TV show Extreme Couponing, you're not really missing much. As the name of the show indicates, extreme is what these people do on the show. They don't redeem several coupons during a grocery shopping trip, they redeem many. Some shopping trips take three hours...now that's extreme! How they get it all home in one trip? I guess a very big car.I don't expect anyone to have that much time on their hands to make it a full-time job couponing because that is exactly what it is. Clipping coupons is a great way to save on everything and anything. Even if you have a coupon for 50 cents off, that's better than paying full price in my books and that's a bonus in my house.The downside to couponing is buying something you don't necessarily need. Only use coupons for … [Read more...]