There are many ways you can be frugal and still enjoy life. You don't have to be a cheapskate which is different than being frugal. Being frugal is living within your means. Frugal Living Tips Coupons If you haven't seen the TV show Extreme Couponing, you're not really missing much. As the name of the show indicates, extreme is what these people do on the show. They don't redeem several coupons during a grocery shopping trip, they redeem many. Some shopping trips take three hours...now that's extreme! How they get it all home in one trip? I guess a very big car.I don't expect anyone to have that much time on their hands to make it a full-time job couponing because that is exactly what it is. Clipping coupons is a great way to save on everything and anything. Even if you have a coupon for 50 cents off, that's better than paying full price in my books and that's a bonus in my house.The downside to couponing is buying something you don't necessarily need. Only use coupons for … [Read more...]
TweetSimple Ways to Save Money on Your Food Bill
So many of us are feeling the financial pinch, and groceries take an ever-bigger chunk out of the family food budget. But you can reduce the size of that chunk by re-evaluating your food and shopping choices. And guess what? It can be fun! Here are a few simple ways to save money on food. Sales Your local grocery store probably sends out a flier in the local newspaper, or they have them stacked inside the doorway of the store itself. Some stores post their sales online. Make it a weekly habit to review these sales. Then plan that week's meals based on what's on sale. Of course, stocking up on sale items is something that is within many budgets; but make sure it's a food that is or can be preserved.When you're in the store, keep a sharp eye out for tables and brightly-colored stickers. Foods that are on the verge of spoilage, near their expiration date, or that have damaged packaging are often on sale for super-low prices. You may have to do a quick re-plan of your meals if you … [Read more...]
TweetEvery Little Bit of Savings Adds Up
Living on a budget is the key to financial freedom, but getting started can be frustrating. When we look at our expenses and see all of those bills we're paying every month, it's easy to throw our hands up in disgust. But what about all those little expenses we incur? You might be surprised to find out just how much they amount to.It's easy to dismiss cutting back on little things. A few dollars a month won't make a significant difference in the big picture. But a few dollars here and a few dollars there adds up to a few more dollars. When you cut back in a lot of small ways, you could end up with a lot more money at the end of the month.Waste Not, Want NotOne thing we can do that is good for the budget is stop wasting so much. This can apply to many areas in our lives. From eating to home heating, waste equals money going down the drain unnecessarily.Cooking for the family instead of eating takeout or dining out is a great way to save money. But if you're throwing food … [Read more...]
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