I have to admit I was never one to save for a rainy day. I believed that money was meant to be spent. My motto was you can’t take it with you so enjoy it while you are here. I always had a job since I was a teenager, but I wasn’t taught to save money. My parents were generous and made up for any money I was lacking. As I matured and became a mother having a 401k, along with savings accounts, and paying my bills before the due date became as normal for me as cream in my coffee. Being diligent about my finances has no doubt paid off. Teaching our children at a young age the importance of saving and using their money responsibly is one of the best lessons we can pass on to them.Children learn about the dollar at a very early age. When we go to the coffee shop my 3 ½ year old understands that I have to pay for the brownie. She actually asks to pay for it by handing my debit card or cash to the clerk. If you ask her what do you do with a credit card at the end of the month, she … [Read more...]