Too many times have I heard the phrase, "We don't have money for curriculum." Honestly, there have been many times that that I have said the exact same thing. It wasn't because I didn't budget. Money was just tight! However, we need to do what it takes to create and maintain a workable homeschool budget. Jesus said in Luke 14:28; "Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it?" These homeschool budget tips should work for everyone: 1) Make your pie in the sky list Organizational Supplies- Think bookshelves, desks and such. Even if you are thrifty and shop yard sales, there is still a cost. School Supplies- paper, pencils, notebooks (I really stock up during back to school sales.) Curriculum- This one is clearly a given. Choose this wisely. Sometimes an initially high price tag pays off as you pass it through your children. Computers Science stuff- microscopes, experiment … [Read more...]
Read Now Before Filing : Top 5 Tax Mistakes That Cost You
Note: This post is part of a compensated campaign with brightpeak financial. Opinions expressed are not necessarily those of Moms of Faith. There are only a few weeks left to file taxes and many of us are worried about making mistakes when filing. A miscalculation here, a forgotten signature there and bam! It could delay your refund, cost you a penalty or result in paying the government more than your fair share. Don’t let that happen to you. Take time now to avoid these and other common mistakes: 1. Incorrect Social Security info No number, transposed numbers, a missing digit or an incorrect name—any or all of these errors can create more than a tax-time headache for you. (A wrong number could belong to someone else, so be sure to get yours right.) If your name has changed or you have questions, contact the Social Security Administration. 2. Wrong status “It’s complicated” won’t fly with the IRS—but neither will “Married” or “Single”—if it doesn’t reflect your status on Dec. … [Read more...]
5 Ways Save Money with Even the Smallest Grocery Budget!
Money is really tight for us these days, and sadly, the grocery budget is the only bill that is flexible enough to suffer the most. I mean, we have to pay the light bill, gas, etc. Once the bills are met, what's left is the grocery "budget", and unfortunately, it is far lower than it should be for a family of 4. It is no secret that the economy is affecting families. So, if you are having it tight right now, and need to cut your grocery bill, the following 5 tips are sure to be helpful no matter how large or small your grocery budget is! There are always ways to save money on groceries! Grocery Saving Tips 1. Plan every trip and try not to go on "unplanned" days. It will take time the first time, but once you get a system going, you won’t have to spend so much time on this phase. Create a comprehensive list of all that you will need. This means going through kitchen and bathroom cabinets. Use this as a master list. A second list will be for items that you use more frequently … [Read more...]
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