Too many times have I heard the phrase, "We don't have money for curriculum." Honestly, there have been many times that that I have said the exact same thing. It wasn't because I didn't budget. Money was just tight! However, we need to do what it takes to create and maintain a workable homeschool budget. Jesus said in Luke 14:28; "Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it?" These homeschool budget tips should work for everyone: 1) Make your pie in the sky list Organizational Supplies- Think bookshelves, desks and such. Even if you are thrifty and shop yard sales, there is still a cost. School Supplies- paper, pencils, notebooks (I really stock up during back to school sales.) Curriculum- This one is clearly a given. Choose this wisely. Sometimes an initially high price tag pays off as you pass it through your children. Computers Science stuff- microscopes, experiment … [Read more...]
Saving Savvy – Giveaway
We are a little over a month into 2014, and I am diligently seeking ways to save money to make this year better financially than last! I am sure many of you are doing the same--or at least would like to! So, what better way to encourage you than to share this fabulous book with you by Kelly Hancock? Saving Savvy has even been endorsed by financial guru, Dave Ramsey! It is filled with smart and easy ways to cut your spending in HALF! Plus, raise your standard of living... and giving! I was very impressed with the book. It is not only a plethora of valuable information; it even includes recipes, planner and calendar samples, and so much more! It is a smart savings guide, written in an easy-to-read way by a fellow Christian mom! I also love the fonts and set up of the book. It is a great resource book you are sure to read regularly, and find great value in! I want to bless one Mom of Faith reader with a copy of this fantastic book! It is easy peasy to enter. Just follow the … [Read more...]
14 Ways to Put More Money Back In Your Wallet
The cost of living is still high and it's tough and challenging. The cost of living won't come down, but getting a pay raise might be in the cards for you, but the more you make, the more taxes are deducted so are you really getting ahead of yourself? It's your responsibility to make the necessary financial changes to help your family live and enjoy a comfortable and worry-free lifestyle. Sit down with your spouse and write down all of your expenses and spending habits. You'll probably be quite shocked at seeing what you're putting your money towards. 14 ways you can slash your spending and save more each month 1. Going out to eat less makes a lot of sense. Ordering appetizers, desserts, and drinks all add up. Even if you chose a less expensive restaurant, you still have to give a tip. Make lunches for your spouse and kids to take to work and school. Skip the hot meal programs at schools because you can provide a hot lunch now and then for your kids. 2. Do you have any … [Read more...]
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