Too many times have I heard the phrase, "We don't have money for curriculum." Honestly, there have been many times that that I have said the exact same thing. It wasn't because I didn't budget. Money was just tight! However, we need to do what it takes to create and maintain a workable homeschool budget. Jesus said in Luke 14:28; "Suppose one of you wants to build a tower. Won’t you first sit down and estimate the cost to see if you have enough money to complete it?" These homeschool budget tips should work for everyone: 1) Make your pie in the sky list Organizational Supplies- Think bookshelves, desks and such. Even if you are thrifty and shop yard sales, there is still a cost. School Supplies- paper, pencils, notebooks (I really stock up during back to school sales.) Curriculum- This one is clearly a given. Choose this wisely. Sometimes an initially high price tag pays off as you pass it through your children. Computers Science stuff- microscopes, experiment … [Read more...]
Read Now Before Filing : Top 5 Tax Mistakes That Cost You
Note: This post is part of a compensated campaign with brightpeak financial. Opinions expressed are not necessarily those of Moms of Faith. There are only a few weeks left to file taxes and many of us are worried about making mistakes when filing. A miscalculation here, a forgotten signature there and bam! It could delay your refund, cost you a penalty or result in paying the government more than your fair share. Don’t let that happen to you. Take time now to avoid these and other common mistakes: 1. Incorrect Social Security info No number, transposed numbers, a missing digit or an incorrect name—any or all of these errors can create more than a tax-time headache for you. (A wrong number could belong to someone else, so be sure to get yours right.) If your name has changed or you have questions, contact the Social Security Administration. 2. Wrong status “It’s complicated” won’t fly with the IRS—but neither will “Married” or “Single”—if it doesn’t reflect your status on Dec. … [Read more...]
Start Teaching Kids About Money Early
I wish my parents were more diligent in teaching me about money and being responsible with it. I really wish we had the technology that kids have today as well! There are no excuses for parents anymore. We really can teach ourselves and our children how to use our money wisely! I am thrilled to share something that I was recently introduced to: Tykoon. Tykoon inspires kids to earn with a purpose and take pride in their hard work. Earning is not an end - it's the output of their hard work to be their best. It is an incredible and very user-friendly tool that parents can use to teach their children about earning, saving, reward and more lessons for money. As a homeschool Mom of two, I found it to be fabulous. I was really impressed by how easy it was to set up and how it was fun for my eight year old. It did not make her feel like Mommy was teaching her. It was more like she was able to feel responsible and like a big girl. For my older teenager, it was a great way for her … [Read more...]
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