There are several ways you can teach your children about saving money and finances. And you can never start too early! It's so very important that your kids learn how to effectively handle finances. And the sooner, the better. With that said, do you know that YOU are your child's number one example? They will do as you do. So, with that in mind, I hope you (as a parent) practice what you preach. If you preach one thing and do another...not good! Tips to help children learn the value money and effectively handle finances 1.Give your kids an allowance. This will help with responsibility as well. For example, if your child sweeps out the basement every week, they get $5 for the job. (of course the amount is at your discretion). 2. Buy your kids some kind of a piggy bank. I suggest one that you can't get money out of unless you break it. While you're at it, buy yourself that very same bank and let them see YOU put money into it. 3. Sit down with your kids and explain the family's … [Read more...]
5 Tips to Save Money for a Planned Vacation
Let's face it, everyone needs a vacation at least once per year, OK, Let's say, every two years! I've had mine this year, and it was a lovely time. So many people say that they DON'T have the money for a vacation. I bet if they considered the 5 tips below, they'd be more inclined to take one. ;) 5 ways to save money for your vacation getaway Travel With Family - My husband and I went on a vacation for a whole week to Tennessee with my son and Daughter-In-Law. You know what? We came home with more spare money than we ever, ever have! How did we do it? 1. We rented a cabin in the mountains and saved a ton of money by splitting the cost of the rental. 2. I personally don't like to cook while vacationing. However, this cabin was fully equipped with a kitchen. We cooked 2 meals, and we actually had fun doing it. We figured it out for the 2 nights we cooked, (according to the places we were dinning at), each of us couples saved $50! Together that is a savings of $100. 3. The … [Read more...]
Important For Moms Working At Home – PJ’s Or Dress For Success
You may not think twice about spending your whole day in your PJ's if you work at home. While it can be a luxury and totally your call, but is it realistically productive? Think about that question for a minute, then read on...the answers vary from each individual. :) I've actually done it both ways and performed an experiment. One morning while visiting the message boards I frequented daily, I discovered an article that turned my head "Dress For Success" was part of the title, and was written by a good friend, Judi Davis from judithldavis.com. However, I don't remember the actual full title. It was about performing the experiment. I thought, "why not?" So, for the first full week, I made sure I was showered and fully dressed before I started my work days. And the next week, I remained in my sleep wear for a full week. The experience of it was rather interesting. While I've spent many days in my PJ's, in my earlier home based experience...and done relatively well. Please note: … [Read more...]
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